Bank & Credit Union Insights

The Questioning Mind: Good Ideas from DCG's 40th Annual Conference

Vinny Clevenger

Jul 29

The Questioning Mind: Good Ideas from DCG's 40th Annual Conference

DCG's Senior Analysts summarize key themes from the 40th Annual Balance Sheet & Model Risk Management conference.

Is Your CECL Model Still "Fit for Use?" Three Critical Analyses

Chase Ogden

Jul 8

Is Your CECL Model Still "Fit for Use?" Three Critical Analyses

For Current Expected Credit Losses (CECL) models, building a sound monitoring program and creating periodic reporting can be challenging.

Chase Ogden

May 14

Overcoming Credit Modeling Challenges

A quantitative perspective on the next economic downturn.

The Risk Management “Health Check:” Three Steps to Better Decision-Making in 2024

Mark Haberland

Feb 1

The Risk Management “Health Check:” Three Steps to Better Decision-Making in 2024

For better, more confident decision-making in the year ahead, consider the three key steps of a risk management “health check.”

Eric Poulin

Nov 16, 2023

Balance Sheet Paralysis

Many financial institutions over the past 24-36 months have lost confidence in their interest rate risk models.

The Effective Challenge Checklist: Three Action Items to Improve Model Performance

Mark Haberland

Oct 12, 2023

The Effective Challenge Checklist: Three Action Items to Improve Model Performance

When planning the validation of any key risk models, always consider three effective challenge action items.

Keith Reagan

Jun 28, 2023

DCG Annual Conference Wrap-Up

We are fresh from a stellar three days together with nearly 300 colleagues from banks, credit unions, regulators, and industry partners.

Effective Challenge: Necessary Evil or Valuable Opportunity

Tim Daniels

Mar 23, 2023

Effective Challenge: Necessary Evil or Valuable Opportunity

Everyone has that one friend, relative, or neighbor who always seems to ask the one question you don’t have an answer for.

The Basics of Liquidity Modeling and Documentation

Judi Kenney

Mar 23, 2023

The Basics of Liquidity Modeling and Documentation

To keep pace with competition and escalating regulatory expectations, many institutions have shifted their risk management philosophies.

Ongoing Monitoring of Your ALCO Model & Model Results

Karen French

Mar 23, 2023

Ongoing Monitoring of Your ALCO Model & Model Results

DCG has performed model validations for banks and credit unions of all sizes and balance sheet complexities for well over a decade.

Five CECL Model Risk Resolutions for 2023

Hannah Glasrud

Feb 21, 2023

Five CECL Model Risk Resolutions for 2023

Help ensure a smooth journey and long-term benefits by add these five CECL and MRM resolutions to your list for 2023!

The Right Validation Can Make All the Difference

Mark Haberland

Feb 2, 2023

The Right Validation Can Make All the Difference

This rate environment is different and every decision matters. Are your models up to the task?

Hot Topics in Model Risk Management & Validation

Mark Haberland

Dec 14, 2022

Hot Topics in Model Risk Management & Validation

Institutions can face significant challenges when it comes to model risk management. And getting it wrong may bring meaningful consequences.

Mark Haberland

Aug 8, 2022

Going Beyond the "Tick & Tie"

It's time for your next model validation, but who should perform it - and how? Regulators make it clear that model validation is...

Michael Guglielmo

Apr 11, 2022

Getting Model Risk Management Right

Good model stewardship demands policies, sound data, education, documentation, and follow-through.

Bank & Credit Union Insights

Tap into the latest bank and credit union insights from across the DCG team.