Bank & Credit Union Insights

Consider alternative outcomes to the rate forecasts we have been offered by both the Federal Reserve & the markets.

Institutions must try to change the conversation around lending strategy if they truly want to set themselves apart from competition.

Financial institutions are in the business of taking calculated risks, but it is the responsibility of ALCO to measure and manage them.

Over the last three months, a hidden risk dynamic has crept into many institutions’ interest rate risk profiles.

It's time for your next model validation, but who should perform it - and how? Regulators make it clear that model validation is...

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...

What if deposit pricing could be more of a science and less of an art form? When I ask bankers how their teams make deposit pricing...

Good model stewardship demands policies, sound data, education, documentation, and follow-through.