Bank & Credit Union Insights

Vinny Clevenger

Sep 18

Falling Rate Fever

Financial institutions need to pivot their strategies as the FOMC embarks on an easing cycle.

Liquidity Basics: 3 Steps to a Strategic Framework

Eric Poulin

Aug 12

Liquidity Basics: 3 Steps to a Strategic Framework

These three steps begin building a liquidity management framework to help satisfy regulatory requirements and execute strategy confidently.

The Questioning Mind: Good Ideas from DCG's 40th Annual Conference

Vinny Clevenger

Jul 29

The Questioning Mind: Good Ideas from DCG's 40th Annual Conference

DCG's Senior Analysts summarize key themes from the 40th Annual Balance Sheet & Model Risk Management conference.

Joe Kennerson

Apr 26

The Dreaded ALCO Meeting

How can you transform a stale and Dreaded ALCO meeting into one that members look forward to attending? You need to flip the script.

Liquidity Management Items You Should Have Discussed “Yesterday”

Joe Bona

Apr 15

Liquidity Management Items You Should Have Discussed “Yesterday”

How can institutions prepare for a potential liquidity event? Here are the five discussions your organization should have already had.

Zach Zoia

Mar 21

5 Questions for ALCO in 2024

Below are five serious questions that we believe the ALCO at your institution should be discussing and finding your own answers to.

Time for the Economic Value of Equity to Shine?

Bob Lallo

Feb 6

Time for the Economic Value of Equity to Shine?

How does the economic value of equity computation (EVE) provide more comprehensive information than current standards for disclosures?

Keri Crooks

Dec 13, 2023

Things that make you go Hmmmm...

DCG has facilitated analysis with high-performing institutions that have decided to either execute or reject bond loss transactions.

Basis Points Up for Grabs: Four Deposit Focus Areas for 2024

Joe Kennerson

Nov 28, 2023

Basis Points Up for Grabs: Four Deposit Focus Areas for 2024

As we head into next year, here are four focus areas to consider as you position your institution to win funding cost basis points.

Eric Poulin

Nov 16, 2023

Balance Sheet Paralysis

Many financial institutions over the past 24-36 months have lost confidence in their interest rate risk models.

Laying Groundwork or Throwing Darts? Budgeting Through Uncertain Times

Joe Bona

Nov 13, 2023

Laying Groundwork or Throwing Darts? Budgeting Through Uncertain Times

As we all turn attention to the year to come, here are some key factors for management teams to consider when crafting their 2024 budgets.

Ryan Gilles

Oct 11, 2023

Control what you can control…

One of the most common questions we get from our clients is, “What should we do about our deposits?”

Darnell Canada

Aug 29, 2023

Those Awkward Adolescent Years

When I reflect on the state of the community banking industry, I can’t help but see a close likeness to those difficult adolescent years.

John Demeritt

Aug 7, 2023

Creating Loan Concentration Confidence

When asked, “John, where should we set our loan concentration policy limits?” I always answer in the same anti-climactic way: “It depends.”

Keith Reagan

Jun 28, 2023

DCG Annual Conference Wrap-Up

We are fresh from a stellar three days together with nearly 300 colleagues from banks, credit unions, regulators, and industry partners.

Jeff Reynolds

May 4, 2023

Matlock Looks at SVB and ALCO

A lot has been made of the loss position in SVB’s bond portfolio. Per the year-end call report, losses in Held to Maturity...

Ongoing Monitoring of Your ALCO Model & Model Results

Karen French

Mar 23, 2023

Ongoing Monitoring of Your ALCO Model & Model Results

DCG has performed model validations for banks and credit unions of all sizes and balance sheet complexities for well over a decade.

Zach Zoia

Mar 20, 2023

The Prediction Issue

No one can predict the rate and economic environment. Yet, we can make sure we have strong risk management cultures in place.

Bank Failure Fallout: A Risk Management Checklist for Institutions

Matt Pieniazek

Mar 17, 2023

Bank Failure Fallout: A Risk Management Checklist for Institutions

The Darling Consulting Group team has been in contact with hundreds of banks and credit unions since the bank failure situation unfolded.

Applying Multiple Perspectives to the “Loss Trade”

Bob Lallo

Dec 6, 2022

Applying Multiple Perspectives to the “Loss Trade”

DCG Managing Director Bob Lallo analyzes some of the key considerations surrounding the “Loss Trade.”

Bank & Credit Union Insights

Tap into the latest bank and credit union insights from across the DCG team.