Bank & Credit Union Insights

This month’s Review highlights notable trends and projections in DCG’s deposit pricing and volume models.

Deposit gathering is no longer passive; it is a strategic imperative.

This month’s Review highlights notable trends and projections in DCG’s deposit pricing and volume models.

This month’s Review highlights notable trends and projections in DCG’s deposit pricing and volume models.

How can a deposit study capture dynamic movement and provide meaningful clarity to ALCOs? Here are four strong considerations.

This month’s Review highlights notable trends and projections in DCG’s deposit pricing and volume models.

Deposit pressure may continue in the early stages of a Fed easing cycle. Here are four strategies for a proactive falling rate game plan.

DCG's Senior Analysts summarize key themes from the 40th Annual Balance Sheet & Model Risk Management conference.

What are some initiatives to help balance retention while protecting against the cannibalization of lower-costing funds?

Below are five serious questions that we believe the ALCO at your institution should be discussing and finding your own answers to.

The search goes on for the optimal deposit strategy to fund loan growth and manage funding costs.

As we head into next year, here are four focus areas to consider as you position your institution to win funding cost basis points.

One of the most common questions we get from our clients is, “What should we do about our deposits?”

The ability to lag deposit pricing is clearly over and retaining balances, let alone growing new funds, will be a challenge.

If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!

Over the last three months, a hidden risk dynamic has crept into many institutions’ interest rate risk profiles.

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...

What if deposit pricing could be more of a science and less of an art form? When I ask bankers how their teams make deposit pricing...