Bank & Credit Union Insights

When it comes to 2025 budgets, what factors will emerge as "treats" (deposit stability, asset yields, etc.) versus potential "tricks"?

This month’s Review highlights notable trends and projections in DCG’s deposit pricing and volume models.

Financial institutions need to pivot their strategies as the FOMC embarks on an easing cycle.

The search goes on for the optimal deposit strategy to fund loan growth and manage funding costs.

The ability to lag deposit pricing is clearly over and retaining balances, let alone growing new funds, will be a challenge.

If there were ever a time when institutions spent countless hours to be “precisely incorrect,” it was the 2022 budgeting process!

DCG Managing Director Bob Lallo analyzes some of the key considerations surrounding the “Loss Trade.”

Consider alternative outcomes to the rate forecasts we have been offered by both the Federal Reserve & the markets.

Institutions must try to change the conversation around lending strategy if they truly want to set themselves apart from competition.

Financial institutions are in the business of taking calculated risks, but it is the responsibility of ALCO to measure and manage them.

Over the last three months, a hidden risk dynamic has crept into many institutions’ interest rate risk profiles.

In the summer blockbuster Top Gun: Maverick, we catch up with Lt. Pete Mitchell (call sign: Maverick) as he breaks Mach 10 in an...