Chase Ogden
Is Your CECL Model Still "Fit for Use?" Three Critical Analyses
For Current Expected Credit Losses (CECL) models, building a sound monitoring program and creating periodic reporting can be challenging.
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CECL Ongoing Performance
Monitoring
Request a Sample Report
For a sample Ongoing Performance Monitoring report customized with your institution’s data, contact the DCG CECL team.
Is Your CECL Model Still “Fit for Use?”
Three Critical Analyses
For Current Expected Credit Losses (CECL) models, building a sound monitoring program and creating periodic reporting can be challenging. Read here
Virtual Walkthrough: CECL Ongoing Monitoring Report
Learn how to incorporate the customized information from your own report into your CECL monitoring framework. Video: 4:15 Minutes
Featured Content
Address a Top Validation Finding and Boost Decision-Making Confidence
The Current Expected Credit Losses (CECL) standard has redefined how the industry assesses and prepares for potential credit losses. But with CECL now in wide use, validations are revealing that most institutions lack a robust ongoing monitoring process to ensure compliance, enhance decision-making, and safeguard financial health.
Key Components of Effective Ongoing Monitoring:
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Comprehensive Reports: Regular updates with in-depth analysis on allowance for credit losses, economic forecasts, and sensitivity analysis.
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Peer Group Analysis: Insightful comparisons with industry peers that enable you to benchmark your performance effectively.
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Robust Modeling: Advanced regression models that incorporate a variety of macroeconomic factors, providing precise and actionable insights.
DCG's CECL Ongoing Performance Monitoring Report
Learn where your institution’s ACL% falls among U.S. banks
Asset Mix Comparison
Virtual Walkthrough: CECL Ongoing Monitoring Report
This video will guide you through the contents of a sample report. Learn how to incorporate the customized information from your own report into your CECL monitoring framework.
Regulatory Compliance and Confidence
Reduce regulatory and audit scrutiny by demonstrating a proactive and rigorous approach to credit loss forecasting.
Enhanced
Decision-Making
Utilize comprehensive coverage analysis and loan mix insights, tailored specifically for your institution to make informed strategic decisions.
Forwarded
Looking Insights
Leverage professional economic forecasts from reputable sources like Oxford Economics and the Federal Reserve’s scenarios.
Benchmarking and Peer Comparison
Compare your reserve levels against national and regional peers to gauge adequacy and identify areas for improvement.
Why CECL Ongoing Monitoring Matters
Featured Insights
Take the Next Step
For institutions that prioritize proactive credit risk management, DCG's CECL Ongoing Monitoring service can not only help you meet regulatory requirements, but it can also empower you to make strategic decisions with confidence.
Contact the DCG team about our CECL Ongoing Monitoring service and experience the peace of mind that comes with expert, data-driven credit risk management.
Portfolio distribution uses historical loss rates to show how your institution compares to the national average
ACL Distribution
See how your institution’s loan performance metrics compare to your peers and the national average. ACL% trend shows national aggregate since broad CECL adoption.
CECL Performance Monitoring Trends
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