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Predictive loan analytics to optimize portfolios and drive better ALCO decisions.
Unlock clarity in your loan portfolio. Managing risk, optimizing growth, and making data-driven ALCO decisions require more than surface-level insights. Strong balance sheet decisions start with a clear, real-time understanding of loan performance, borrower behavior, and portfolio trends.
Loans360° goes beyond traditional analytics, delivering data on portfolio performance and potential risk exposure – so users can build better strategy. With forward-looking insight on prepayment behaviors, loan origination trends, loan betas, and portfolio dynamics, banks and credit unions can validate critical assumptions, identify opportunities, and make informed decisions that drive long-term success.
Inform ALCO discussions
Bring data-driven portfolio analysis and defensible assumptions.
Enhance pricing & product strategies
Leverage advanced portfolio behavior insights.
Identify & manage portfolio risks
Better align with balance sheet objectives.
Support decision-making
Provide senior leadership with clear, data-backed analysis.
With Loans360°, your institution can:
Comprehensive Loan Analytics to Drive Strategy
Loans360° offers a full view of your loan portfolio, empowering ALCO committees and senior management to understand borrower behaviors, analyze trends, segment portfolios, and benchmark against industry peers.
Proactive Risk Monitoring
Loans360° provides institutions with insights needed to identify and address risks in their loan portfolios, helping to monitor trends and projections, understand the impact of market rate changes and, anticipate portfolio challenges.
Strengthen ALCO Decision-Making
Effective ALCO discussions require reliable data and forward-looking insights. Loans360° delivers institution-specific assumptions, prepayment and origination rate analysis and dynamic scenario analysis.
Descriptive Analytics
Understand past performance and your borrower behavior with detailed historical analysis
Predictive Analytics
Translate your historical data into actionable forecasts for your ALCO and lending teams
Periodic Model Updates
Adapt your strategy to changing market and portfolio conditions by refreshing assumptions and documentation during periodic data updates
Optimized ALCO and Balance Sheet Strategy
Identify opportunities to enhance your portfolio through more precise segmentation and trend analysis
Clear, Strategic Deliverables
Ensure your ALCO team and senior management have the information they need with summaries for effective communication of findings
Industry-Leading Insights
Leverage insights from over 2 billion data points and more than 200 institutions to gain strategic edge with proprietary analytics and modeling
Gain insights to optimize performance, manage risk, and seize opportunities.
The Loans360° Advantage
“I'm now able to turn my bank's historical data into a forecast that my ALCO can take action on.”
President & CEO
$10B Bank
Featured DCG Webinar
Unlocking the Mystery of Deposit Behavior Patterns: Deposits360°®
On-demand
9/22/2022
Solving the Prepayment Puzzle: Introducing Loans360°®
Join us for an exclusive webinar where we’ll introduce Loans360°, a cutting-edge interactive solution designed to enhance risk management and support portfolio and pricing strategies. Be among the first to see a live demonstration and learn how this technology can provide actionable insights for your institution.
Featured Insights
